This is a picture of the interior of the Grand Casino Admiral, located in Croatia. Under this picture you can read about gambling and online gambling in Croatia.
Gambling and online gambling guide to Croatia

 

Gambling is legal in Croatia and regulated by the 2014 gambling law ‘Zakon o igrama na sreću’. According to this law: “gambling constitutes players betting on an outcome that is decided mainly by chance with hope of gaining money, goods, services or rights”.*

This gambling act divides gambling into 4 categories:

 

All of these forms of gambling are legal and regulated in Croatia. Operators require a license from the Ministry of Finance.

Online gambling is also legal since 2010 in the Republic of Croatia. The legal status of online gambling had been somewhat confusing in the begygining, but with the 2014 gambling law the regulation is now clear, though not to everyone’s liking.

In accordance with the current gambling legislation online gambling operators who wish to offer their services on the Croatian market must apply for an online gambling licence from the Ministry of Finance, and pay the associated fee of HRK 3 000 000 (about $500 000, annually!) and have enough in reserves (also HRK 3 million) at all times to pay player’s winnings.** The fee and the reserve is what incited protests from gambling operators, as they deemed them to be unreasonably high (and compared to countries in the vicinity it is, it hasn’t changed tough, it was not lowered since 2014). Also, you have to operate a land-based casino as well to get an online casino gambling licence, which was seen as discriminatory by many purely online gambling companies.

The gambling tax in Croatia is tax imposed on operators: 5% for lottery ticket sales, 5% of the betting turnover, 15% from casino and 25% from slots. Also the winnings of the payers are also taxed. All winnings under 10,000 Kuna (€1,300) are subject to a 10% tax. There is a 15% tax on winnings between 10,000 and 30,000 Kuna (€4,000), and any winnings above 30,000 Kuna are subject to a 20% tax. Anything above 500,000 Kuna (€65,000) is taxed at a rate of 30%. As you can see the licensing fees and taxes are astronomical in Croatia, and this is on top of regular corporate tax and other taxes all business must pay. The gambling taxes and fees are the highest here in the Balkan region.

There are, however, good news for Croatian gamblers as well: the government has decided not to seal off the online gambling market (as,e.g.: France did), but to allow players to play against other “open gambling” countries (this is most important when it comes to poker and progressive jackpots and tournaments). Croatian players have many online casino to choose from (see below) and right now even unlicensed online gambling websites are not blocked.

 

Legal gambling age in Croatia: 18

 

*Source (Croatian): Zakon o igrama na sreću (Zakon.hr)

**Source: The European Commission Approves Croatia’s Gambling Legislation (pokernews)

 

 

Online casinos accepting players from Croatia

The following online gambling websites accept players from Croatia:

 

Black Lotus Casino

This is Black Lotus Casino's animated GIF banner advertising their new slot and their free spins and casino match bonuses. You can read about these promotional offers below the animated banner. By clicking on the banner you will be taken to the casino's website where you can register and play.
Black Lotus Casino bonus offers
USA and Canada players are accepted.
  • Get 40 free spins on BIG GAME. Use the code: SAFARI54
OR:
  • Get 250% match bonus, up to $2500. Use the code: SAFARI250
  These are only available to new players. Returning players get daily, exclusive bonuses and other rewards. It changes daily, check the casinos's page for info, the are usually very good, also they have cashback almost each month, so even if you lose, you will get some of it back, usually 10%, but sometimes more.

Playthrough requirements and wagering limitations

All offers are available in USD$, C$, Euro €, NOK, SEK, DKK. * Bitcoin is accepted as a deposit currency. * Visa and Master Card Deposits are accepted. * Minimum withdrawal of $100. * 60X wagering on all bonuses. * Maximum withdrawal of $100 on all Free Spin or Free Bonus offers. * A minimum $20 deposit is required to process a withdrawal. * Maximum withdrawal of $1000 on Match bonuses from 101% or greater * All offers are available for 1 claim per IP. * Offers valid till end of April 2022   Check the casino's web page for the specific, up to date, current playthrough requirements and wagering limitations, does not apply to bonuses for returning players which have different (significantly better) paythrough requirements.
Wagering limitation:
  • 100% - Slots and Keno
  • 50% - Roulette and Three Card Poker
  • 25% - Baccarat
  • 10% - Video Poker
  • 5% - Blackjack, Craps
  • 0% - Everything else
 

RichPrize Casino

This is RichPrize Casino's animated GIF banner advertising their new exclusive games and their free spins and casino bonuses. You can read about these promotional offers below the animated banner. By clicking on the banner you will be taken to the casino's website where you can register and play.
RichPrize Casino bonus offers
USA and Canada players are accepted. However, US players can only deposit and withdraw money using cryptocurrencies! (this restriction only applies to US players, and only in this casino)
  • 100% match bonus, up to $400 + 25 free spins, no code needed
  OR:
  • Confirm email or phone, apply code: LADYDAY, make deposit from 21 to 400 EUR/USD and receive 88% + 88 free spins, limited time only, if it is no longer valid, please drop a comment and let me know
  OR:
  • Confirm email or phone, apply code: WEST100 make deposit pf at least 21 EUR/USD and receive 100 free spins, limited time only, if it is no longer valid, please drop a comment and let me know
  Returning players usually get 25% - 33% cashback, one of the highest regular cashbacks online. Even if you end up losing you will get about 30% of your money back (returning players only).

Playthrough requirements and wagering limitations

All bonuses and promotions are subject to the following wagering limitations and playthrough requirements.
  • Playthrough requirement: Bonus wagering x40 applied.
  • Free spins wagering x40 applied.
  Check the casino's web page for the specific, up to date, current playthrough requirements and wagering limitations, does not apply to bonuses for returning players which have different (significantly better) paythrough requirements.
Wagering limitation:
  • 7 days to wager bonus.
  • Slots wagering allowed.
  • Slots wagering participation 100%.
  • Min bet 0.01 EUR - Max bet 3 EUR.
  • Betting Games wagering not allowed.
  • Providers allowed for wagering: Limited to enabled games only.
  • Player can cancel bonus at any time. Please note: Upon cancellation of the bonus the balance will be adjusted to the balance before bonus activation.
 

 

BGO

This is the current 2021 animated gif banner of bgo, next gen, cross platform and mobile compatible casino with 1000+ casino games, live dealers, virtual sports betting and bingo. On the banner you can read the current bonuses., promotions, codes and offer, and player protection info, and terms and conditions. Under the banner you can read the details terms and conditions and wagering requirements, playthrough requirements. The banner is a link, by clicking on it, you will be taken to the gambling platforms's site, where you can register and play.
BGO casino banner displaying the various bonuses and promotional offers offered by BGO casino. You can read these offers below.
US players can not register.
  • 500 free spins
  Terms and conditions of the casino apply (if any). Check the casino's webpage for up to date terms and conditions and wagering limitations.  

Playthrough requirements and wagering limitations

Only for UK players, new players only.
Playthrough requirement: 65x
Wagering limitation:
  • Slots: 100%
  • Roulette: 25%
  • All Blackjack Games: 25%
  • 3 Card Brag: 50%
  • Casino Hold'em: 25%
  • Baccarat: 0%
  • Everything else: 0%

 

GT Bets Casino and Sportsbook

GTbets bookmaker and gambling website's banner displaying the various bonuses and promotional offers offered currently. The picture also acts as a link and by clicking o nit you will be taken to the gambling website.
GTbets sports-book and casino, cross platform and mobile compatible, Bitcoin accepted.
  • Welcome bonus, 150% up to $500 on your first deposit (then 100%, up to $250 bonus on your second deposit, then 5-50% depending on the amount on your third deposit and afterwards)
  • 10% weekly rebate, 15% cashback on horse racing betting
  • Free spins, weekly cashback for returning players

Playthrough requirements and wagering limitations

The deposit bonus amount must be wagered 10-40x times before withdrawal, depending on the type.
Earnings ($10)Sign Up Bonus PlaythroughReload Bonus (Varies by %) Playthrough
Sports5 points for every $10 wagered12x6x-10x
(Baseball)2 points for every $10 wagered30x15x-25x
Horses7.5 points for every $10 wagered8x4x-6.7x
Slots2 points for every $10 wagered30x15x-25x
Table1 point for every $10 wagered60x30x-50x
Video Poker1.5 points for every $10 wagered40x20x-33x
 
Wagering limitation:
  • Please be advised - the use of bonus funds to place wagers on the following games is not allowed: Baccarat (including Live), Craps, and European Roulette (including Live).
  • For bonuses, sports moneyline wagers with odds of -300 (1.33) or less, will not qualify for rollover point earnings. So for example, betting NBA - NY Knicks (-350) will not earn rollover points towards a bonus.
   

Bet Online Casino and Sportsbook + Poker

Bet Online bookmaker and gambling website's banner displaying the various bonuses and promotional offers offered currently.
Bet Online sports-book and casino, cross platform and mobile compatible, Bitcoin accepted.
  • Welcome bonus, 100% up to $1,000 on your first three deposits! Use the code: BOLCASINO
  • 100% welcome match bonus up to 100% on your first deposit using Bitcoin, Bitcoin Cash, Ethereum, Litecoin or DASH. No code required.
  • 100% match poker bonus, a minimum deposit of $50 using code NEWBOL
  For returning players: Fund your BetOnline account via cryptocurrency and earn a 35% Reload Bonus on EVERY qualifying deposit. To claim your extra 35%, simply use code: CRYPTO35 Earn a 25% Bonus up to $250 on every qualifying reload you make 24/7/365. Just use promo code: LIFEBONUS when you deposit as little as $50 and the extra 25% will be added to your sports bankroll instantly

Playthrough requirements and wagering limitations

The deposit bonus amount must be wagered 40 times before withdrawal.
Playthrough requirement: • Slot Games (progressive jackpot slots excluded) 100% • Roulette (All versions), Draw High-Lo, 3 Card Rummy 20% • Baccarat, Blackjack (American & European), Poker 3, Oasis Poker, Single Deck Blackjack, Triple Edge Poker, Caribbean Poker, Three Card Poker, Video Poker 10% • Pirate 21, Blackjack Super 7, Pai Gow, 21 Burn, Ride’m Poker, All forms of Keno, Red Dog, Pontoon, Top Card Trumps 5% • Craps, Live Casino, All Games with Progressive Jackpots, Virtual Racebook. Speciality games ie Keno’s and Scratcher game offered by Betsoft 0%
Wagering limitation:
  • Any action on Baccarat, Roulette and Craps will not count towards the wagering requirement.

 

Betsson Casino and Sports Book

This is a gif animated banner displaying the casino + poker platform + online sports book Betsson's various current 2021 promotions. Under the banner you can read about these bonuses, their terms and conditions, paythrough requirements, wagering limitations. This is an advertisement, by clicking on the banner you will be taken to Betsson's internet platform ,where you can register an account.
European casino & sportsbook & poker, all in one
North American players are not accepted.
  • Welcome bonus, 100% up to €100
  • 101 free spins on your first deposit
  • €5,000 every week for one lucky active returning player (no wagering limitation, no playthrough requirement)

US players can not register. Betsson has over 1500 games, the most games of any online casino. You can read the review of Betsson casino here.

Playthrough requirements and wagering limitations

The deposit bonus amount must be wagered 35 times before withdrawal. No wagering requirement for the weekly extra money.
Playthrough requirement: No playthrough requirement for the extra weekly money. In case of the welcome bonus: • 100%: Slots • 10%: All Roulette (except Live), Caribbean Stud & Casino Stud Poker Games • 10%: All Casino Hold’Em, Red Dog, Pai Gow, Poker Games, Oasis Poker & Texas Hold’Em Poker Games • 5%: All BlackJack (except Live BlackJack), Baccarat, Video Poker, Pontoon, Beat Me, Punto Banco Games
Wagering limitation:
  • The bonus cannot be wagered on the following games: 1429 Uncharted Seas, Aliens, Big Bang, Blood Suckers, Castle builder, Castle Builder 2, Champion of the Track, Dead or Alive, Devil´s Delight, Eggomatic, Epic Gems, Eye of the Kraken, Kings of Chicago, Pearls of India, Robin Hood, Scrooge, Sea Hunter, Super Monopoly Money, The Wish Master, Tower Quest, Wild Gambler, Wizard Shop, Zombies.
  • Player from certain countries are not allowed use bonuses due to regular bonus abuse, check the casino's website for the ever changing up to date list.

 

 

Summary:

 

 

Casino gambling in Croatia

 

Online casino gambling in Croatia: legal, requires licence

 

Casino gambling is legal in Croatia. Companies who wish to open a casino must apply for a gambling licence and pay the associated fee (note that this is different from the online casino gambling licence). Despite the crushing fees and taxes there are currently about 20 proper, big casinos in Croatia. And there are also a hundred smaller gambling establishments with slot machines, they are often called “electronic casinos” and they are basically nothing more than a pub with slots and video poker machines (casino on the other hand have table games, roulette, dealers, card games, private poker rooms and are often a part of a huge hotel, spa resort complex, both types requires the same gambling licence). Unlike in most countries in the neighbourhood, in Croatia, due to the high annual fees and taxes there are more big companies with multiple locations (which are usually foreign owned, annual fees are per company, not per location) rather than smaller locally owned slot halls, a definite negative consequence of high taxes and fees, also there are barely any establishments in the countryside, apart from tourist towns.

Croatian casinos offer mostly the traditional casino games along with slot machines, these are: roulette, blackjack and various forms of poker. Sports betting is also available at some of the casinos, and many electronic casinos sell lottery tickets too.

Online casino gambling is also legal in Croatia. A new law regulating online casino gambling was introduced in 2014. In accordance with this law, online gambling operators must apply for a special online gambling licence, but they can only  get one if they also operate a brick and mortar casino, or an electronic casino.This is very restrictive and it is not lucrative enough for many online gambling operators (many believe that the licensing fee is also unreasonably high). Many online casinos who don’t have license still accept players from Croatia, this is because these companies are registered in other EU countries and Croatia is part of the EU, therefore they are not blocked despite them not having a local Croatian online gambling licence. In fact none of the biggest and the best online casinos (you can find them below) have a local gambling licence, they mostly have a UK or Alderney licence.

The online casinos below accept players from Croatia.

Online casinos accepting players from Croatia - click to see

The following online casino websites accept players from Croatia:

 

Black Lotus Casino

This is Black Lotus Casino's animated GIF banner advertising their new slot and their free spins and casino match bonuses. You can read about these promotional offers below the animated banner. By clicking on the banner you will be taken to the casino's website where you can register and play.
Black Lotus Casino bonus offers
USA and Canada players are accepted.
  • Get 40 free spins on BIG GAME. Use the code: SAFARI54
OR:
  • Get 250% match bonus, up to $2500. Use the code: SAFARI250
  These are only available to new players. Returning players get daily, exclusive bonuses and other rewards. It changes daily, check the casinos's page for info, the are usually very good, also they have cashback almost each month, so even if you lose, you will get some of it back, usually 10%, but sometimes more.

Playthrough requirements and wagering limitations

All offers are available in USD$, C$, Euro €, NOK, SEK, DKK. * Bitcoin is accepted as a deposit currency. * Visa and Master Card Deposits are accepted. * Minimum withdrawal of $100. * 60X wagering on all bonuses. * Maximum withdrawal of $100 on all Free Spin or Free Bonus offers. * A minimum $20 deposit is required to process a withdrawal. * Maximum withdrawal of $1000 on Match bonuses from 101% or greater * All offers are available for 1 claim per IP. * Offers valid till end of April 2022   Check the casino's web page for the specific, up to date, current playthrough requirements and wagering limitations, does not apply to bonuses for returning players which have different (significantly better) paythrough requirements.
Wagering limitation:
  • 100% - Slots and Keno
  • 50% - Roulette and Three Card Poker
  • 25% - Baccarat
  • 10% - Video Poker
  • 5% - Blackjack, Craps
  • 0% - Everything else
 

RichPrize Casino

This is RichPrize Casino's animated GIF banner advertising their new exclusive games and their free spins and casino bonuses. You can read about these promotional offers below the animated banner. By clicking on the banner you will be taken to the casino's website where you can register and play.
RichPrize Casino bonus offers
USA and Canada players are accepted. However, US players can only deposit and withdraw money using cryptocurrencies! (this restriction only applies to US players, and only in this casino)
  • 100% match bonus, up to $400 + 25 free spins, no code needed
  OR:
  • Confirm email or phone, apply code: LADYDAY, make deposit from 21 to 400 EUR/USD and receive 88% + 88 free spins, limited time only, if it is no longer valid, please drop a comment and let me know
  OR:
  • Confirm email or phone, apply code: WEST100 make deposit pf at least 21 EUR/USD and receive 100 free spins, limited time only, if it is no longer valid, please drop a comment and let me know
  Returning players usually get 25% - 33% cashback, one of the highest regular cashbacks online. Even if you end up losing you will get about 30% of your money back (returning players only).

Playthrough requirements and wagering limitations

All bonuses and promotions are subject to the following wagering limitations and playthrough requirements.
  • Playthrough requirement: Bonus wagering x40 applied.
  • Free spins wagering x40 applied.
  Check the casino's web page for the specific, up to date, current playthrough requirements and wagering limitations, does not apply to bonuses for returning players which have different (significantly better) paythrough requirements.
Wagering limitation:
  • 7 days to wager bonus.
  • Slots wagering allowed.
  • Slots wagering participation 100%.
  • Min bet 0.01 EUR - Max bet 3 EUR.
  • Betting Games wagering not allowed.
  • Providers allowed for wagering: Limited to enabled games only.
  • Player can cancel bonus at any time. Please note: Upon cancellation of the bonus the balance will be adjusted to the balance before bonus activation.
 

 

BGO

This is the current 2021 animated gif banner of bgo, next gen, cross platform and mobile compatible casino with 1000+ casino games, live dealers, virtual sports betting and bingo. On the banner you can read the current bonuses., promotions, codes and offer, and player protection info, and terms and conditions. Under the banner you can read the details terms and conditions and wagering requirements, playthrough requirements. The banner is a link, by clicking on it, you will be taken to the gambling platforms's site, where you can register and play.
BGO casino banner displaying the various bonuses and promotional offers offered by BGO casino. You can read these offers below.
US players can not register.
  • 500 free spins
  Terms and conditions of the casino apply (if any). Check the casino's webpage for up to date terms and conditions and wagering limitations.  

Playthrough requirements and wagering limitations

Only for UK players, new players only.
Playthrough requirement: 65x
Wagering limitation:
  • Slots: 100%
  • Roulette: 25%
  • All Blackjack Games: 25%
  • 3 Card Brag: 50%
  • Casino Hold'em: 25%
  • Baccarat: 0%
  • Everything else: 0%

 

GT Bets Casino and Sportsbook

GTbets bookmaker and gambling website's banner displaying the various bonuses and promotional offers offered currently. The picture also acts as a link and by clicking o nit you will be taken to the gambling website.
GTbets sports-book and casino, cross platform and mobile compatible, Bitcoin accepted.
  • Welcome bonus, 150% up to $500 on your first deposit (then 100%, up to $250 bonus on your second deposit, then 5-50% depending on the amount on your third deposit and afterwards)
  • 10% weekly rebate, 15% cashback on horse racing betting
  • Free spins, weekly cashback for returning players

Playthrough requirements and wagering limitations

The deposit bonus amount must be wagered 10-40x times before withdrawal, depending on the type.
Earnings ($10)Sign Up Bonus PlaythroughReload Bonus (Varies by %) Playthrough
Sports5 points for every $10 wagered12x6x-10x
(Baseball)2 points for every $10 wagered30x15x-25x
Horses7.5 points for every $10 wagered8x4x-6.7x
Slots2 points for every $10 wagered30x15x-25x
Table1 point for every $10 wagered60x30x-50x
Video Poker1.5 points for every $10 wagered40x20x-33x
 
Wagering limitation:
  • Please be advised - the use of bonus funds to place wagers on the following games is not allowed: Baccarat (including Live), Craps, and European Roulette (including Live).
  • For bonuses, sports moneyline wagers with odds of -300 (1.33) or less, will not qualify for rollover point earnings. So for example, betting NBA - NY Knicks (-350) will not earn rollover points towards a bonus.
   

Bet Online Casino and Sportsbook + Poker

Bet Online bookmaker and gambling website's banner displaying the various bonuses and promotional offers offered currently.
Bet Online sports-book and casino, cross platform and mobile compatible, Bitcoin accepted.
  • Welcome bonus, 100% up to $1,000 on your first three deposits! Use the code: BOLCASINO
  • 100% welcome match bonus up to 100% on your first deposit using Bitcoin, Bitcoin Cash, Ethereum, Litecoin or DASH. No code required.
  • 100% match poker bonus, a minimum deposit of $50 using code NEWBOL
  For returning players: Fund your BetOnline account via cryptocurrency and earn a 35% Reload Bonus on EVERY qualifying deposit. To claim your extra 35%, simply use code: CRYPTO35 Earn a 25% Bonus up to $250 on every qualifying reload you make 24/7/365. Just use promo code: LIFEBONUS when you deposit as little as $50 and the extra 25% will be added to your sports bankroll instantly

Playthrough requirements and wagering limitations

The deposit bonus amount must be wagered 40 times before withdrawal.
Playthrough requirement: • Slot Games (progressive jackpot slots excluded) 100% • Roulette (All versions), Draw High-Lo, 3 Card Rummy 20% • Baccarat, Blackjack (American & European), Poker 3, Oasis Poker, Single Deck Blackjack, Triple Edge Poker, Caribbean Poker, Three Card Poker, Video Poker 10% • Pirate 21, Blackjack Super 7, Pai Gow, 21 Burn, Ride’m Poker, All forms of Keno, Red Dog, Pontoon, Top Card Trumps 5% • Craps, Live Casino, All Games with Progressive Jackpots, Virtual Racebook. Speciality games ie Keno’s and Scratcher game offered by Betsoft 0%
Wagering limitation:
  • Any action on Baccarat, Roulette and Craps will not count towards the wagering requirement.

 

Betsson Casino and Sports Book

This is a gif animated banner displaying the casino + poker platform + online sports book Betsson's various current 2021 promotions. Under the banner you can read about these bonuses, their terms and conditions, paythrough requirements, wagering limitations. This is an advertisement, by clicking on the banner you will be taken to Betsson's internet platform ,where you can register an account.
European casino & sportsbook & poker, all in one
North American players are not accepted.
  • Welcome bonus, 100% up to €100
  • 101 free spins on your first deposit
  • €5,000 every week for one lucky active returning player (no wagering limitation, no playthrough requirement)

US players can not register. Betsson has over 1500 games, the most games of any online casino. You can read the review of Betsson casino here.

Playthrough requirements and wagering limitations

The deposit bonus amount must be wagered 35 times before withdrawal. No wagering requirement for the weekly extra money.
Playthrough requirement: No playthrough requirement for the extra weekly money. In case of the welcome bonus: • 100%: Slots • 10%: All Roulette (except Live), Caribbean Stud & Casino Stud Poker Games • 10%: All Casino Hold’Em, Red Dog, Pai Gow, Poker Games, Oasis Poker & Texas Hold’Em Poker Games • 5%: All BlackJack (except Live BlackJack), Baccarat, Video Poker, Pontoon, Beat Me, Punto Banco Games
Wagering limitation:
  • The bonus cannot be wagered on the following games: 1429 Uncharted Seas, Aliens, Big Bang, Blood Suckers, Castle builder, Castle Builder 2, Champion of the Track, Dead or Alive, Devil´s Delight, Eggomatic, Epic Gems, Eye of the Kraken, Kings of Chicago, Pearls of India, Robin Hood, Scrooge, Sea Hunter, Super Monopoly Money, The Wish Master, Tower Quest, Wild Gambler, Wizard Shop, Zombies.
  • Player from certain countries are not allowed use bonuses due to regular bonus abuse, check the casino's website for the ever changing up to date list.

 

Click here for more info on casinos in Croatia.

 

 

Bingo in Croatia

 

Online bingo in Croatia: legal, requires licence,

 

Bingo is legal in Croatia, and TV bingo and online bingo are quite popular (live bingo is not). According to the Croatian gambling laws, bingo is classified as a lottery type game, and is regulated along with lotteries. Knowing this, it shouldn’t come as a surprise that the Croatian national lottery operates bingo games in the country. In fact, Hrvatska Lutrija d.o.o., which has a monopoly on all lottery games in the country, also has a monopoly on bingo and online bingo.

The company which owns the national lottery owns a few casinos and electronic casinos too, which organize bingo events. These are the only options to play live bingo in Croatia, events are rare, and it’s impossible to find info on them in English, as these smaller website are only available in Croatian.  From time to time other establishments, non profits, churches and charities hold bingo nights too, these are for a charitable cause and that’s why it’s allowed, despite it being a monopoly of the state. There are no standalone bingo halls.

The most popular form of bingo is the televised Bingo Show.

Games of Hrvatska Lutrija are also available online, including bingo. There are only a few casinos, which accept players from Croatia and also have live bingo. I could only find one and this is the following:

BGO

This is the current 2021 animated gif banner of bgo, next gen, cross platform and mobile compatible casino with 1000+ casino games, live dealers, virtual sports betting and bingo. On the banner you can read the current bonuses., promotions, codes and offer, and player protection info, and terms and conditions. Under the banner you can read the details terms and conditions and wagering requirements, playthrough requirements. The banner is a link, by clicking on it, you will be taken to the gambling platforms's site, where you can register and play.
BGO casino banner displaying the various bonuses and promotional offers offered by BGO casino. You can read these offers below.
US players can not register.
  • 500 free spins
  Terms and conditions of the casino apply (if any). Check the casino's webpage for up to date terms and conditions and wagering limitations.  

Playthrough requirements and wagering limitations

Only for UK players, new players only.
Playthrough requirement: 65x
Wagering limitation:
  • Slots: 100%
  • Roulette: 25%
  • All Blackjack Games: 25%
  • 3 Card Brag: 50%
  • Casino Hold'em: 25%
  • Baccarat: 0%
  • Everything else: 0%

 

Poker in Croatia

 

Online poker in Croatia: legal, requires licence

 

Poker is legal in Croatia. Poker is considered gambling, not a game of skill in the country. Live poker and poker tournaments, events may only be organised at licensed gambling establishments. As poker is quite popular in the country, most casinos offer at least Texas Hold’em, and other variations are available at several casinos. These casinos host several poker tournaments along with cash games, including the Eureka Poker Tour, organised by PokerStars.

Online poker is also legal in Croatia, and is affected by the changes in gambling regulations in 2014. Operating online poker sites now requires acquiring a gambling licence and paying the associated fee and then acquiring a gambling license on top of it. There are no online poker sites licensed in Croatia as of now. Locals are free to play on international poker sites though. It is important to note that Croatia has opted not to “fence off” their online poker market, but to let the players join the international crowd through future co-operations and by not blocking foreign online poker platforms.

The following online poker sites accept players from Croatia, they are licensed in other EU countries, international player base, allowing European players to compete globally.

Online poker sites which accept players from Croatia - click to see

The following online casinos have poker and accept players from Croatia:

 

GT Bets Casino and Sportsbook

GTbets bookmaker and gambling website's banner displaying the various bonuses and promotional offers offered currently. The picture also acts as a link and by clicking o nit you will be taken to the gambling website.
GTbets sports-book and casino, cross platform and mobile compatible, Bitcoin accepted.
  • Welcome bonus, 150% up to $500 on your first deposit (then 100%, up to $250 bonus on your second deposit, then 5-50% depending on the amount on your third deposit and afterwards)
  • 10% weekly rebate, 15% cashback on horse racing betting
  • Free spins, weekly cashback for returning players

Playthrough requirements and wagering limitations

The deposit bonus amount must be wagered 10-40x times before withdrawal, depending on the type.
Earnings ($10)Sign Up Bonus PlaythroughReload Bonus (Varies by %) Playthrough
Sports5 points for every $10 wagered12x6x-10x
(Baseball)2 points for every $10 wagered30x15x-25x
Horses7.5 points for every $10 wagered8x4x-6.7x
Slots2 points for every $10 wagered30x15x-25x
Table1 point for every $10 wagered60x30x-50x
Video Poker1.5 points for every $10 wagered40x20x-33x
 
Wagering limitation:
  • Please be advised - the use of bonus funds to place wagers on the following games is not allowed: Baccarat (including Live), Craps, and European Roulette (including Live).
  • For bonuses, sports moneyline wagers with odds of -300 (1.33) or less, will not qualify for rollover point earnings. So for example, betting NBA - NY Knicks (-350) will not earn rollover points towards a bonus.
   

Bet Online Casino and Sportsbook + Poker

Bet Online bookmaker and gambling website's banner displaying the various bonuses and promotional offers offered currently.
Bet Online sports-book and casino, cross platform and mobile compatible, Bitcoin accepted.
  • Welcome bonus, 100% up to $1,000 on your first three deposits! Use the code: BOLCASINO
  • 100% welcome match bonus up to 100% on your first deposit using Bitcoin, Bitcoin Cash, Ethereum, Litecoin or DASH. No code required.
  • 100% match poker bonus, a minimum deposit of $50 using code NEWBOL
  For returning players: Fund your BetOnline account via cryptocurrency and earn a 35% Reload Bonus on EVERY qualifying deposit. To claim your extra 35%, simply use code: CRYPTO35 Earn a 25% Bonus up to $250 on every qualifying reload you make 24/7/365. Just use promo code: LIFEBONUS when you deposit as little as $50 and the extra 25% will be added to your sports bankroll instantly

Playthrough requirements and wagering limitations

The deposit bonus amount must be wagered 40 times before withdrawal.
Playthrough requirement: • Slot Games (progressive jackpot slots excluded) 100% • Roulette (All versions), Draw High-Lo, 3 Card Rummy 20% • Baccarat, Blackjack (American & European), Poker 3, Oasis Poker, Single Deck Blackjack, Triple Edge Poker, Caribbean Poker, Three Card Poker, Video Poker 10% • Pirate 21, Blackjack Super 7, Pai Gow, 21 Burn, Ride’m Poker, All forms of Keno, Red Dog, Pontoon, Top Card Trumps 5% • Craps, Live Casino, All Games with Progressive Jackpots, Virtual Racebook. Speciality games ie Keno’s and Scratcher game offered by Betsoft 0%
Wagering limitation:
  • Any action on Baccarat, Roulette and Craps will not count towards the wagering requirement.

 

Betsson Casino and Sports Book

This is a gif animated banner displaying the casino + poker platform + online sports book Betsson's various current 2021 promotions. Under the banner you can read about these bonuses, their terms and conditions, paythrough requirements, wagering limitations. This is an advertisement, by clicking on the banner you will be taken to Betsson's internet platform ,where you can register an account.
European casino & sportsbook & poker, all in one
North American players are not accepted.
  • Welcome bonus, 100% up to €100
  • 101 free spins on your first deposit
  • €5,000 every week for one lucky active returning player (no wagering limitation, no playthrough requirement)

US players can not register. Betsson has over 1500 games, the most games of any online casino. You can read the review of Betsson casino here.

Playthrough requirements and wagering limitations

The deposit bonus amount must be wagered 35 times before withdrawal. No wagering requirement for the weekly extra money.
Playthrough requirement: No playthrough requirement for the extra weekly money. In case of the welcome bonus: • 100%: Slots • 10%: All Roulette (except Live), Caribbean Stud & Casino Stud Poker Games • 10%: All Casino Hold’Em, Red Dog, Pai Gow, Poker Games, Oasis Poker & Texas Hold’Em Poker Games • 5%: All BlackJack (except Live BlackJack), Baccarat, Video Poker, Pontoon, Beat Me, Punto Banco Games
Wagering limitation:
  • The bonus cannot be wagered on the following games: 1429 Uncharted Seas, Aliens, Big Bang, Blood Suckers, Castle builder, Castle Builder 2, Champion of the Track, Dead or Alive, Devil´s Delight, Eggomatic, Epic Gems, Eye of the Kraken, Kings of Chicago, Pearls of India, Robin Hood, Scrooge, Sea Hunter, Super Monopoly Money, The Wish Master, Tower Quest, Wild Gambler, Wizard Shop, Zombies.
  • Player from certain countries are not allowed use bonuses due to regular bonus abuse, check the casino's website for the ever changing up to date list.

 

 

Sports betting in Croatia

 

Online sports betting in Croatia: legal, requires licence

 

Sports betting is legal in Croatia. Sports betting had previously been a state monopoly and run by Hrvatska Loterija, the Croatian national lottery. Nowadays, however, there are several competing sports betting companies, though smaller sportsbooks have been pushed out of the market by increasing taxes.  Apart from general sports betting, dog and horse race betting is also available.

Several of the brick and mortar sports betting companies also operate online sports betting sites. The 2014 changes in gambling regulation don’t seem to apply to sports betting, which means online sports betting companies are not required to own a casino within the country to get licensed and the fees are more favourable too. Croatian gamblers may also freely access international online sports betting sites registered in other EU countries.

The online sportsbooks below accept registrations from Croatia.

Online bookmakers accepting bettors from Croatia - click to see

The following online sportsbooks accept bettors from Croatia:

 

GT Bets Casino and Sportsbook

GTbets bookmaker and gambling website's banner displaying the various bonuses and promotional offers offered currently. The picture also acts as a link and by clicking o nit you will be taken to the gambling website.
GTbets sports-book and casino, cross platform and mobile compatible, Bitcoin accepted.
  • Welcome bonus, 150% up to $500 on your first deposit (then 100%, up to $250 bonus on your second deposit, then 5-50% depending on the amount on your third deposit and afterwards)
  • 10% weekly rebate, 15% cashback on horse racing betting
  • Free spins, weekly cashback for returning players

Playthrough requirements and wagering limitations

The deposit bonus amount must be wagered 10-40x times before withdrawal, depending on the type.
Earnings ($10)Sign Up Bonus PlaythroughReload Bonus (Varies by %) Playthrough
Sports5 points for every $10 wagered12x6x-10x
(Baseball)2 points for every $10 wagered30x15x-25x
Horses7.5 points for every $10 wagered8x4x-6.7x
Slots2 points for every $10 wagered30x15x-25x
Table1 point for every $10 wagered60x30x-50x
Video Poker1.5 points for every $10 wagered40x20x-33x
 
Wagering limitation:
  • Please be advised - the use of bonus funds to place wagers on the following games is not allowed: Baccarat (including Live), Craps, and European Roulette (including Live).
  • For bonuses, sports moneyline wagers with odds of -300 (1.33) or less, will not qualify for rollover point earnings. So for example, betting NBA - NY Knicks (-350) will not earn rollover points towards a bonus.
   

Bet Online Casino and Sportsbook + Poker

Bet Online bookmaker and gambling website's banner displaying the various bonuses and promotional offers offered currently.
Bet Online sports-book and casino, cross platform and mobile compatible, Bitcoin accepted.
  • Welcome bonus, 100% up to $1,000 on your first three deposits! Use the code: BOLCASINO
  • 100% welcome match bonus up to 100% on your first deposit using Bitcoin, Bitcoin Cash, Ethereum, Litecoin or DASH. No code required.
  • 100% match poker bonus, a minimum deposit of $50 using code NEWBOL
  For returning players: Fund your BetOnline account via cryptocurrency and earn a 35% Reload Bonus on EVERY qualifying deposit. To claim your extra 35%, simply use code: CRYPTO35 Earn a 25% Bonus up to $250 on every qualifying reload you make 24/7/365. Just use promo code: LIFEBONUS when you deposit as little as $50 and the extra 25% will be added to your sports bankroll instantly

Playthrough requirements and wagering limitations

The deposit bonus amount must be wagered 40 times before withdrawal.
Playthrough requirement: • Slot Games (progressive jackpot slots excluded) 100% • Roulette (All versions), Draw High-Lo, 3 Card Rummy 20% • Baccarat, Blackjack (American & European), Poker 3, Oasis Poker, Single Deck Blackjack, Triple Edge Poker, Caribbean Poker, Three Card Poker, Video Poker 10% • Pirate 21, Blackjack Super 7, Pai Gow, 21 Burn, Ride’m Poker, All forms of Keno, Red Dog, Pontoon, Top Card Trumps 5% • Craps, Live Casino, All Games with Progressive Jackpots, Virtual Racebook. Speciality games ie Keno’s and Scratcher game offered by Betsoft 0%
Wagering limitation:
  • Any action on Baccarat, Roulette and Craps will not count towards the wagering requirement.

 

Betsson Casino and Sports Book

This is a gif animated banner displaying the casino + poker platform + online sports book Betsson's various current 2021 promotions. Under the banner you can read about these bonuses, their terms and conditions, paythrough requirements, wagering limitations. This is an advertisement, by clicking on the banner you will be taken to Betsson's internet platform ,where you can register an account.
European casino & sportsbook & poker, all in one
North American players are not accepted.
  • Welcome bonus, 100% up to €100
  • 101 free spins on your first deposit
  • €5,000 every week for one lucky active returning player (no wagering limitation, no playthrough requirement)

US players can not register. Betsson has over 1500 games, the most games of any online casino. You can read the review of Betsson casino here.

Playthrough requirements and wagering limitations

The deposit bonus amount must be wagered 35 times before withdrawal. No wagering requirement for the weekly extra money.
Playthrough requirement: No playthrough requirement for the extra weekly money. In case of the welcome bonus: • 100%: Slots • 10%: All Roulette (except Live), Caribbean Stud & Casino Stud Poker Games • 10%: All Casino Hold’Em, Red Dog, Pai Gow, Poker Games, Oasis Poker & Texas Hold’Em Poker Games • 5%: All BlackJack (except Live BlackJack), Baccarat, Video Poker, Pontoon, Beat Me, Punto Banco Games
Wagering limitation:
  • The bonus cannot be wagered on the following games: 1429 Uncharted Seas, Aliens, Big Bang, Blood Suckers, Castle builder, Castle Builder 2, Champion of the Track, Dead or Alive, Devil´s Delight, Eggomatic, Epic Gems, Eye of the Kraken, Kings of Chicago, Pearls of India, Robin Hood, Scrooge, Sea Hunter, Super Monopoly Money, The Wish Master, Tower Quest, Wild Gambler, Wizard Shop, Zombies.
  • Player from certain countries are not allowed use bonuses due to regular bonus abuse, check the casino's website for the ever changing up to date list.

 

And also this website, this casino has virtual sports betting, which is simulated sports betting, quite interesting, really entertaining, but it’s not genuine real sports betting, it’s computer simulation:

 

BGO

This is the current 2021 animated gif banner of bgo, next gen, cross platform and mobile compatible casino with 1000+ casino games, live dealers, virtual sports betting and bingo. On the banner you can read the current bonuses., promotions, codes and offer, and player protection info, and terms and conditions. Under the banner you can read the details terms and conditions and wagering requirements, playthrough requirements. The banner is a link, by clicking on it, you will be taken to the gambling platforms's site, where you can register and play.
BGO casino banner displaying the various bonuses and promotional offers offered by BGO casino. You can read these offers below.
US players can not register.
  • 500 free spins
  Terms and conditions of the casino apply (if any). Check the casino's webpage for up to date terms and conditions and wagering limitations.  

Playthrough requirements and wagering limitations

Only for UK players, new players only.
Playthrough requirement: 65x
Wagering limitation:
  • Slots: 100%
  • Roulette: 25%
  • All Blackjack Games: 25%
  • 3 Card Brag: 50%
  • Casino Hold'em: 25%
  • Baccarat: 0%
  • Everything else: 0%

 

 

Lottery in Croatia

 

Online lottery in Croatia: legal, requires licence, state monopoly

 

Lottery is legal in Croatia and it is a state monopoly. The Croatian national lottery is called Hrvatska Lutrija. Hrvatska Lutrija offers numerous games, including number lotteries, keno and bingo as well as sports betting. Lottery tickets can be bought at physical retailers and online as well. Hrvatska Lutrija also has an online casino section too.

As lottery is a state monopoly in Croatia, it is illegal for other companies to operate lottery games whether offline or online. It is perfectly legal, however, for Croatian players to participate in international lotteries and the pan-European lottery Eurojackpot is available in the country through Hrvatska Lutrija. It’s not illegal for Croatian players to purchase lottery tickets online from foreign lotteries.

The following websites let people from Croatia purchase lottery tickets online:

 

Bitcoin gambling in Croatia

 

Bitcoin gambling in Croatia: not specifically regulated

Bitcoin gambling is not specifically regulated in Croatia. In accordance with the 2014 gambling law online gambling operators need a gambling licence to offer their services within the country, and there have been no reports of licensed Bitcoin casinos since then. Also, in order to get an online gambling licence the company needs to operate a land based casino within the country, this applies to bitcoin gambling as well, and so far none of the casinos in Croatia accept bitcoin or operate a bitcoin gambling website.

Locals are free to play on foreign Bitcoin gambling sites. The Croatian National Bank issued a statement in 2013 that Bitcoin is legal in Croatia. There are also Bitcoin traders where the Kuna can be exchanged for the cryptocurrency.

The following Bitcoin casinos accept players from Croatia:

Online bitcoin casinos accepting players from Croatia - click to see

The following online casino websites accept bitcoin and players from Croatia:

 

Black Lotus Casino

This is Black Lotus Casino's animated GIF banner advertising their new slot and their free spins and casino match bonuses. You can read about these promotional offers below the animated banner. By clicking on the banner you will be taken to the casino's website where you can register and play.
Black Lotus Casino bonus offers
USA and Canada players are accepted.
  • Get 40 free spins on BIG GAME. Use the code: SAFARI54
OR:
  • Get 250% match bonus, up to $2500. Use the code: SAFARI250
  These are only available to new players. Returning players get daily, exclusive bonuses and other rewards. It changes daily, check the casinos's page for info, the are usually very good, also they have cashback almost each month, so even if you lose, you will get some of it back, usually 10%, but sometimes more.

Playthrough requirements and wagering limitations

All offers are available in USD$, C$, Euro €, NOK, SEK, DKK. * Bitcoin is accepted as a deposit currency. * Visa and Master Card Deposits are accepted. * Minimum withdrawal of $100. * 60X wagering on all bonuses. * Maximum withdrawal of $100 on all Free Spin or Free Bonus offers. * A minimum $20 deposit is required to process a withdrawal. * Maximum withdrawal of $1000 on Match bonuses from 101% or greater * All offers are available for 1 claim per IP. * Offers valid till end of April 2022   Check the casino's web page for the specific, up to date, current playthrough requirements and wagering limitations, does not apply to bonuses for returning players which have different (significantly better) paythrough requirements.
Wagering limitation:
  • 100% - Slots and Keno
  • 50% - Roulette and Three Card Poker
  • 25% - Baccarat
  • 10% - Video Poker
  • 5% - Blackjack, Craps
  • 0% - Everything else
 

RichPrize Casino

This is RichPrize Casino's animated GIF banner advertising their new exclusive games and their free spins and casino bonuses. You can read about these promotional offers below the animated banner. By clicking on the banner you will be taken to the casino's website where you can register and play.
RichPrize Casino bonus offers
USA and Canada players are accepted. However, US players can only deposit and withdraw money using cryptocurrencies! (this restriction only applies to US players, and only in this casino)
  • 100% match bonus, up to $400 + 25 free spins, no code needed
  OR:
  • Confirm email or phone, apply code: LADYDAY, make deposit from 21 to 400 EUR/USD and receive 88% + 88 free spins, limited time only, if it is no longer valid, please drop a comment and let me know
  OR:
  • Confirm email or phone, apply code: WEST100 make deposit pf at least 21 EUR/USD and receive 100 free spins, limited time only, if it is no longer valid, please drop a comment and let me know
  Returning players usually get 25% - 33% cashback, one of the highest regular cashbacks online. Even if you end up losing you will get about 30% of your money back (returning players only).

Playthrough requirements and wagering limitations

All bonuses and promotions are subject to the following wagering limitations and playthrough requirements.
  • Playthrough requirement: Bonus wagering x40 applied.
  • Free spins wagering x40 applied.
  Check the casino's web page for the specific, up to date, current playthrough requirements and wagering limitations, does not apply to bonuses for returning players which have different (significantly better) paythrough requirements.
Wagering limitation:
  • 7 days to wager bonus.
  • Slots wagering allowed.
  • Slots wagering participation 100%.
  • Min bet 0.01 EUR - Max bet 3 EUR.
  • Betting Games wagering not allowed.
  • Providers allowed for wagering: Limited to enabled games only.
  • Player can cancel bonus at any time. Please note: Upon cancellation of the bonus the balance will be adjusted to the balance before bonus activation.
 

 

GT Bets Casino and Sportsbook

GTbets bookmaker and gambling website's banner displaying the various bonuses and promotional offers offered currently. The picture also acts as a link and by clicking o nit you will be taken to the gambling website.
GTbets sports-book and casino, cross platform and mobile compatible, Bitcoin accepted.
  • Welcome bonus, 150% up to $500 on your first deposit (then 100%, up to $250 bonus on your second deposit, then 5-50% depending on the amount on your third deposit and afterwards)
  • 10% weekly rebate, 15% cashback on horse racing betting
  • Free spins, weekly cashback for returning players

Playthrough requirements and wagering limitations

The deposit bonus amount must be wagered 10-40x times before withdrawal, depending on the type.
Earnings ($10)Sign Up Bonus PlaythroughReload Bonus (Varies by %) Playthrough
Sports5 points for every $10 wagered12x6x-10x
(Baseball)2 points for every $10 wagered30x15x-25x
Horses7.5 points for every $10 wagered8x4x-6.7x
Slots2 points for every $10 wagered30x15x-25x
Table1 point for every $10 wagered60x30x-50x
Video Poker1.5 points for every $10 wagered40x20x-33x
 
Wagering limitation:
  • Please be advised - the use of bonus funds to place wagers on the following games is not allowed: Baccarat (including Live), Craps, and European Roulette (including Live).
  • For bonuses, sports moneyline wagers with odds of -300 (1.33) or less, will not qualify for rollover point earnings. So for example, betting NBA - NY Knicks (-350) will not earn rollover points towards a bonus.
   

Bet Online Casino and Sportsbook + Poker

Bet Online bookmaker and gambling website's banner displaying the various bonuses and promotional offers offered currently.
Bet Online sports-book and casino, cross platform and mobile compatible, Bitcoin accepted.
  • Welcome bonus, 100% up to $1,000 on your first three deposits! Use the code: BOLCASINO
  • 100% welcome match bonus up to 100% on your first deposit using Bitcoin, Bitcoin Cash, Ethereum, Litecoin or DASH. No code required.
  • 100% match poker bonus, a minimum deposit of $50 using code NEWBOL
  For returning players: Fund your BetOnline account via cryptocurrency and earn a 35% Reload Bonus on EVERY qualifying deposit. To claim your extra 35%, simply use code: CRYPTO35 Earn a 25% Bonus up to $250 on every qualifying reload you make 24/7/365. Just use promo code: LIFEBONUS when you deposit as little as $50 and the extra 25% will be added to your sports bankroll instantly

Playthrough requirements and wagering limitations

The deposit bonus amount must be wagered 40 times before withdrawal.
Playthrough requirement: • Slot Games (progressive jackpot slots excluded) 100% • Roulette (All versions), Draw High-Lo, 3 Card Rummy 20% • Baccarat, Blackjack (American & European), Poker 3, Oasis Poker, Single Deck Blackjack, Triple Edge Poker, Caribbean Poker, Three Card Poker, Video Poker 10% • Pirate 21, Blackjack Super 7, Pai Gow, 21 Burn, Ride’m Poker, All forms of Keno, Red Dog, Pontoon, Top Card Trumps 5% • Craps, Live Casino, All Games with Progressive Jackpots, Virtual Racebook. Speciality games ie Keno’s and Scratcher game offered by Betsoft 0%
Wagering limitation:
  • Any action on Baccarat, Roulette and Craps will not count towards the wagering requirement.

 

 

If you have questions or any feedback don’t hesitate to drop a comment below. Please let me know in the comments section if you think we might have gotten something wrong or if you have additional information, clarification about the legal status of online gambling in this country, especially if you are from Croatia or nearby.

 

This page is part of Simon’s List – Legal Status of Online Gambling – a definitive guide to the legal status of all forms of online gambling activities in every country around the world.

Last updated: 2021-01-06

Gamble responsibly,
SimonTheSorcerer

Thank you for visiting:
This is a selfie of the author and owner of Simon's Casino Gambling Blog, me, Simon András Péter, a.k.a. by the internet pseudonym SimonTheSorcerer, owner of Simon's Online Marketing Kft. This is the homepage of my online casino gambling blog, you can see what's on the website, the links to all the different sections of the website.
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I'm an independent gambling blogger since 2012, and in this industry dominated by huge media companies, gambling companies and online marketing companies, who can easily spend $ millions on their online gambling blogs, it's not easy for an independent nobody like me to even appear in search engines (I do everything, I don't have any employees, no venture funding). It took me about 6 years, working my ass off, for search engines to start putting my site in front of visitors like you, and I'm lucky enough that for a few years now, I make enough money to be able to do this full time (before that, I had part-time jobs, ghost writing gigs, online marketing this and that, to make ends meet, I hated it, I'm glad I no longer have to do it, other freelancers can probably relate).
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Summary
Simon's Guide to Online Gambling and Gambling in Croatia
Article Name
Simon's Guide to Online Gambling and Gambling in Croatia
Description
This guide focuses on gambling, sports betting, bitcoin gambling, lottery, bingo and poker in Croatia. The different laws, regulations and licensing requirements affecting brick and mortar and electronic, digital operators and the issues affecting players in Croatia are also mentioned.
Author
Simon András Péter (SimonTheSorcerer)
Simon's Online Marketing Kft.
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