Simon’s Guide to Gambling and Online Casinos in Croatia

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This is a picture of the interior of Mulino Hotel & Casino, located in Croatia. This is used as a header image of my Croatian casino and online casino guide.

Casino and online casino guide to Croatia

 

Gambling is legal in Croatia and regulated by the 2014 gambling law ‘Zakon o igrama na sreću’. According to this law, gambling constitutes players betting on an outcome that is decided mainly by chance with hope of gaining money, goods, services or rights.*

This gambling act divides gambling into 4 categories:

  • lottery games (including bingo),
  • games of chance with instant win (instant lottery, scratchcards),
  • sports betting,
  • and slot machines.

The legal status of online gambling had been somewhat confusing until recently, but with the 2014 gambling law the regulation is now clear, though not to everyone’s liking.

In accordance with the current gambling legislation online gambling operators who wish to offer their services on the Croatian market must apply for an online gambling licence and pay the associated fee, HRK 3 000 000 (about $500 000).** This fee is what incited protests from gambling operators, as they deemed the fee to be unreasonably high.

There are, however, good news for Croatian gamblers as well: the government has decided not to seal off the online gambling market as, say, France did, but to allow players to mingle with those from other “open gambling” countries. Therefore, Croatina players have many online casino to choose from (see below).

 

*Source (Croatian): Zakon o igrama na sreću (Zakon.hr)

**Source: The European Commission Approves Croatia’s Gambling Legislation (pokernews)

 

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Summary:

 

 

Casino gambling in Croatia

 

Online casino gambling in Croatia: legal, requires licence

 

Casino gambling is legal in Croatia. Companies who wish to open a casino must apply for a gambling licence and pay the associated fee (note that this is different from the online casino gambling licence). There are currently about 20 casinos in Croatia, though there are also smaller gambling establishments where slot machines are available.

Croatian casinos offer mostly the “traditional” casino games along with slot machines: roulette, blackjack and various forms of poker. Sports betting is also available at some of the casinos.

Online casino gambling is also legal in Croatia. A new law regulating online casino gambling was introduced in 2014. In accordance with this law, online gambling operators must apply for a special online gambling licence and pay the licensing fee of HKR 3 million. As this regulation is rather recent, there are no reports yet on whether this is lucrative enough for online gambling operators (many believe that the fee is unreasonably high). Whatever the effect of the new online gambling regulation, locals are free to play on international casino sites as well.

The following online casinos accept players from Croatia:

A banner advertisement (728x90 pixel) for BGO - Beat The Boss online casino. BGO is one of the many casino, which accept players from Croatia. The animated banner reads: bgo, 200 free spins and 200% bonus, BEAT the BOSS, join now.

BGO casino – accepting players from Croatia

This is a picture of 32 Red's animated GIF banner. 32 Red online casino accepts players from Croatia. The animated GIF reads: 32 Red online casino, sign up now, $10 free no deposit required, Gambleaware.co.uk.

32 Red casino – accepting players from Croatia

This is an animated GIF banner ad of Betsson casino. Betsson casino accepts players from Croatia. On the banner you can read the following: will you be the next winner?, 100% up to £100, claim your welcome bonus.

Betsson online casino – accepting players from Croatia

This is an animated GIF banner ad of Betsafe casino. Betsafe casino accept players from Croatia. The text on the banner ad reads: Betsafe, 50% deposit bonus up to €25, plus 50 free spins on Gonzo's Quest.

Betsafe online casino – accepting players from Croatia

This is an animated GIF banner of Casino Euro. Casino Euro is one of the many online casinos, which accept players from Croatia.

Casino Euro – accepting players from Croatia

This the banner ad of Gt Bets online casino. The online casino accepts players from Croatia.

GT Bets accepts players from Croatia – accepting Bitcoins as well

 

Bingo in Croatia

 

Online bingo in Croatia: state monopoly, online bingo available

 

Bingo is legal in Croatia, and it is actually quite popular. According to the Croatian gambling laws, bingo is one of several lottery games, and is regulated along with lotteries. Knowing this, it shouldn’t come as a surprise that the Croatian national lottery operates bingo games in the country. Hrvatska Lutrija has a monopoly on all lottery games in the country, including bingo.

Live bingo is generally played at licensed casinos in Croatia, though from time to time other establishments and organisations are given permission to hold bingo nights. The most popular form of bingo is the televised Bingo Show.

Games of Hrvatska Lutrija are also available online, including bingo. As bingo is a state-monopoly, there are no other online (nor offline) bingo operators in Croatia. However, there are no laws against Croatian gamblers playing on foreign online bingo sites.

The following bingo websites accept players from Croatia:

This is an animated GIF banner ad of BGO Bingo. This online bingo ad features Paris Hilton. BGO Bingo online bingo website accepts players from Croatia.The animated banner reads: spend £10, play with £50, BGO Bingo.

BGO bingo – accepting players from Croatia

This is the animated banner ad of Betsson Bingo. This GIF online bingo banner is 728x90 pixel wide. Betsson bingo is one of the online bingo websites, that accepts players from Croatia. The animated GIF reads: welcome bonus package up to R$1200, receive bonuses on your 4 deposits.

Betsson Bingo – accepting registrations from Croatia

This is the animated banner ad of 32 Red Bingo. This GIF bingo banner is 728x90 pixels wide. 32 Red bingo is a an online bingo website, which accepts players from Croatia. The animated GIF reads: Get £10 To try the all ne 32 Red Bingo, We've got Penny, Bogof and free bingo, guaranteed prites and loads more, plus all the great slots and jackpots we all love, All that's missing is you.

32 Red Bingo – accepting registrations from Croatia

 

Poker in Croatia

 

Online poker in Croatia: legal, requires licence

 

Poker is legal in Croatia, but live poker games may only be held at licensed casinos. As poker is quite popular in the country, most casinos offer at least Texas Hold’em, and other variations are available at several casinos. These casinos host several poker tournaments along with the cash games, including the Eureka Poker Tour in 2013, organised by PokerStars.

Online poker is also legal in Croatia, and is affected by the changes in gambling regulations in 2014. Previously tied to offline licences, operating online poker sites now requires acquiring a gambling licence and paying the associated fee only. As the regulation is rather recent, there are no online poker sites licensed in Croatia as of now. Locals are free to play on international poker sites though. It is important to note that Croatia has opted not to “fence off” their online poker market, but to let the players join the international crowd through future cooperations and by not blocking foreign online poker platforms.

The following online poker sites accept players from Croatia:

This is a banner ad of Betsson online Poker website. This is a 728x90 pixel banner. Betsson online poker is one of the many online poker rooms, which accept players from Croatia. The animated banner reads: plus 30% rakeback, 100% up to €1000.

Betsson online Poker – accepting players from Croatia

This is the animated GIF banner ad of Betsafe's online poker website. It is 728x90 pixel wide. Betsafe online poker is one of the many online poker websites, which accept players from Croatia. The animated banner reads: betsafe welcome deal, 3 great reasons to join the fun, up to €1000 deposit bonus.

Betsafe online Poker – accepting players from Croatia

This is the animated GIF banner ad of 32 Red's online poker website. It is 728x90 pixel wide. Betsafe online poker is one of the many online poker websites, which accept players from Croatia. The animated banner reads: 32 Red 30% rakeback, $1000 welcome bonus, €2500 freerolls.

32 Red online Poker – accepting players from Croatia

 

Sports betting in Croatia

 

Online sports betting in Croatia: legal, requires licence

 

Sports betting is legal in Croatia. Sports betting had previously been a state monopoly and run by Hrvatska Loterija, the Croatian national lottery. Nowadays, however, there are several competing sports betting companies, though smaller sportsbooks have been pushed out of the market by increasing taxes.  Apart from general sports betting, dog and horse race betting is also available.

Several of the brick and mortar sports betting companies also operate online sports betting sites. The 2014 changes in gambling regulation don’t seem to apply to sports betting, which means online sports betting companies are not required to pay the new fees. Croatian gamblers may also freely access international online sports betting sites.

The following online sportsbooks accept registrations from Croatia:

This is an animated GIF banner ad of Betsson sportsbook. Betsson online bookmaker accepts registrations from Croatia. On the banner you can read: claim your welcome bonus, bonus 100% up to €25.

Betsson online sportsbook – accepting registrations from Croatia

This is an animated GIF banner ad of Betsafe sportsbook. Betsafe online sportsbook accept registrations from Croatia. The text on the banner ad reads. betsafe, 50% deposit bonus up to €25, 2nd tier bonus, open an account today.

Betsafe online bookmaker – accepting registrations from Croatia

This is a banner of 32 Red Sports, the online sportsbook of 32 Red Casino. 32 Red online sportsbook accepts players from Croatia. The animated GIF banner reads: £10 free bet, Place your first bet & get a £10 free bet plus 10 free games on one of our fantastic slots, + 10 free games, 32 Red Sport.

32 Red sport online sportsbook – accepting players from Croatia

This the banner ad of Gt Bets online sportsbook. The sportsbook accept players from Croatia.

GT Bets online bookmaker – accepts registrations from the Croatia, also accepts Bitcoin

 

Lottery in Croatia

 

Online lottery in Croatia: state monopoly, online lottery available

 

Lottery is legal in Croatia and is a state monopoly. The Croatian national lottery is called Hrvatska Lutrija. Hrvatska Lutrija offers numerous games, including number lotteries, keno and bingo as well as sports betting. Lottery tickets can be bought at physical retailers and online as well. Hrvatska Lutrija also has an online casino section too.

As lottery is a state monopoly in Croatia, it is illegal for other companies to operate lottery games whether offline or online. It is perfectly legal, however, for Croatian players to participate in international lotteries.

The following websites let people from Croatia purchase lottery tickets online:

Coming soon!

 

Bitcoin gambling in Croatia

 

Bitcoin gambling in Croatia: legal

Bitcoin gambling is not specifically regulated in Croatia. In accordance with the 2014 gambling law online gambling operators need a licence to offer their services within the country, and there have been no reports of licensed Bitcoin casinos. Still, locals are free to play on foreign Bitcoin gambling sites.

The Croatian National Bank issued a statement in 2013 that Bitcoin is legal in Croatia. There are also Bitcoin traders where the Kuna can be exchanged for the cryptocurrency.

The following Bitcoin casinos accept players from Croatia:

This a banner ad of GT Bets bitcoin casino. It accepts players from Croatia.

GT Bets accepts players from Croatia, and also accepts Bitcoin

 

If you have questions or any feedback don’t hesitate to drop a comment below. Please let me know in the comments section if you think we might have gotten something wrong or if you have additional information, clarification about the legal status of online gambling in this country.

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This page is part of Simon’s List – Legal Status of Online Gambling – a definitive guide to the legal status of all forms of online gambling activities in every country around the world.

Last updated: 2016-03-28

Summary
Simon's Guide to Online Casino and Gambling and Casinos in Croatia
Article Name
Simon's Guide to Online Casino and Gambling and Casinos in Croatia
Description
This guide focuses on gambling and online gambling in Croatia. The different laws, regulations and licensing requirements affecting a casinos and online casinos registered in Croatia are also mentioned.
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